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This 2 bedroom 2 bath ground floor waterfront villa in the desired Boca Ciega Point community is a must see. At over 1700 square feet of living space plus the Florida room, this unit is one of only a few bigger 2 bedroom units in the community. The unit has a tremendous floor plan with waterfront views from the living room, master bedroom, and Florida room. A spacious 2 car garage is also a rarely found luxury that this unit offers, as well as 2 parking pad spaces in front of the garage. This unit flooded during Hurricane Helene and the Buyer of this wonderful unit will assume the seller's role with the Condo Association's open insurance claim. A tremendous opportunity to get a fully remediated home with your own personal touches added to it. Bring your boat as the unit comes with its own deeded composite dock and boat lift (2018). Enjoy nightly sunsets and beautiful waterfront views, all from your own deck. The HOA fee includes flood insurance, multi-peril insurance, water/sewer, trash, cable/internet, escrow reserves, maintenance of the grounds, and more. Boca Ciega Point is one of the most desired 55+ waterfront communities in the area and is just minutes from our renowned beaches like Madeira Beach and Redington Beach. Boca Ciega Point amenities include newly installed kayak launch, bocci ball, shuffleboard, tennis, a heated community pool, saunas, fitness center, men and women’s locker rooms, clubhouse, monthly events, boating club, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$494,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $395,920 | $395,920 | $395,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,601 | $2,601 | $3,314 |
Total Monthly Payment | $3,064 | $3,064 | $3,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.