NEWLY RENOVATED! Don't miss out on the chance to own a fantastic home in an unbeatable location. Whether you're a first-time homebuyer or looking to upgrade, this home offers incredible value and potential. Welcome to Bay Crest, where this charming single-family home awaits its next lucky owners. This meticulously maintained residence has been cherished by its current owners for just under 12 years. Situated in the heart of a vibrant community, this 3-bedroom, 2-bathroom home offers over 1500 square feet of living space, perfect for families or those seeking a cozy retreat. Upon entering, you'll immediately notice the seamless flow of the open concept layout, designed to foster interaction with loved ones. BRAND NEW Tile throughout the home. The kitchen, dining, and living areas blend harmoniously, creating an inviting atmosphere for gatherings and entertaining. Flooring and paint recently completed. the kitchen boasts modern amenities, including stainless-steel appliances, quartz countertops, and a spacious island for both dining and food preparation. Self-close drawers add a touch of convenience to this well-appointed space. Step outside to discover a generous backyard oasis, ideal for outdoor entertaining or simply enjoying the Florida sunshine. Enclosed by vinyl fencing installed in 2015, the yard offers privacy and security for pets. Bay Crest is more than just a neighborhood; it's a community brimming with opportunities. Residents enjoy access to a convenient community boat ramp, as well as a variety of social gatherings hosted by the Community Association. Stay informed about neighborhood happenings with the periodic newsletter, ensuring you never miss out on the excitement. This home is not only aesthetically pleasing but also boasts numerous upgrades to ensure comfort and peace of mind for years to come. The roof, HVAC system, plumbing, and water heater have all been replaced within the last decade, with maintenance contracts in place for added assurance. In 2018, solar-powered roof vents were installed for energy efficiency, while the HVAC system was upgraded to an energy-efficient heat pump unit in 2017. Recent replacements of the fan motor and condenser in 2021 and 2023 demonstrate a commitment to ongoing maintenance and care. Additionally, the ductwork was resealed and new insulation blown in for enhanced energy efficiency in 2017. Don't miss your chance to make this house your home in Bay Crest. Schedule a showing today and experience the perfect blend of comfort, convenience, and community living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,999 | $327,999 | $327,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.256% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,127 | $2,180 | $2,766 |
Total Monthly Payment | $2,368 | $2,421 | $3,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.