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16036 3rd STREET, Umatilla, FL, 32784 | $344,900
Welcome to your dream home in the heart of Umatilla! This beautifully updated 3-bedroom, 2-bathroom residence offers the perfect blend of modern amenities and serene country living. Nestled on over half an acre of fully fenced land, this property provides ample space for relaxation and recreation.
As you step inside, you'll be greeted by a spacious open-concept living, dining, and kitchen area, accentuated by a cathedral ceiling that enhances the sense of openness. The recently remodeled kitchen boasts stainless steel appliances, including a gas range, and a convenient breakfast bar that —ideal for both casual meals and entertaining.
The thoughtful split-bedroom layout ensures privacy, with the primary suite featuring a generous walk-in closet and an en-suite bathroom. Two additional bedrooms offer flexibility for family, guests, or a home office.
Outdoor enthusiasts will delight in the expansive screened-in saltwater pool, complete with a gas heater for year-round enjoyment.
For those with recreational vehicles or boats, the property includes a 22x25 parking pad with double gate access, separate from the main entrance, ensuring secure and convenient storage.
Significant upgrades within the past two years offer peace of mind, including a whole-house water filtration system, new attic insulation, a new pool pump and heater, a sturdy wood fence, fresh carpeting, and a modern kitchen remodel. Additionally, the AC unit was replaced in 2024, the roof in 2016, windows in 2021, and the gas water heater in 2022.
Located just five minutes from local shopping and dining options, yet surrounded by picturesque farms and countryside, this home offers the best of both worlds. Plus, it's situated in a USDA-eligible area, making 0% down financing available for qualified buyers.
Don't miss the opportunity to make this exceptional property your own—schedule a viewing today!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 92 x 152
- Laundry: In Garage
- Style: Ranch
- Year Built: 1993
- Garage: 1-car Boat, Circular Driveway, Driveway, Guest, Oversized, RV Parking
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,451
- Acreage: 0.56
- Lot Size: 92 x 152
- Est. Taxes: $2,096
- Lot Desc: Corner Lot, Oversized Lot
- Elem. School: Umatilla Elem
- Middle School: Umatilla Middle
- High School: Umatilla High
- Pool: Heated, In Ground, Salt Water, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
- MLS#: O6273523
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/O6273523/160363rdstreet_umatilla_fl?source=qrflyer
Listing courtesy of FLORIDA HOMES & LOANS INC. Phone: 407-242-7758
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16036 3rd STREET, Umatilla, FL, 32784
$344,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $275,920 | $275,920 | $275,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,790 | $1,834 | $2,327 |
| Total Monthly Payment | $2,040 | $2,084 | $2,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388