This wonderful home, nestled on a corner lot, is brimming with charm and opportunity. A propane-powered generator (installed in 2014) ensures year-round peace of mind in the event of any power outages. Key updates include a new oil tank installed in 2017, new boiler installed in 2015, and newer windows installed all around. Hardwood floors are hidden beneath the carpet throughout the home, offering the potential to restore their timeless beauty. Out to the private backyard, enjoy your very own in-ground pool, heated by propane for extra comfort. Although not currently in use, the pool has a newer vinyl liner, has always been maintained, and could be ready for your enjoyment come summer time! For added comfort, a retractable awning provides shade throughout the large back porch, and ramp access to the back yard ensures easy accessibility for all. There is a one car under-house garage with interior access leading into the basement. The house is situated on a corner lot, bordering the Wolcott town line. Sold as-is, this home is ready for your personal touch to make it your own. Don't miss this opportunity to own a property with fantastic features and endless possibilities! Ramp access from side road(Arvida Lane)
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet,Hardwood Floor | 13.5 x 12.5 | Main |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet,Hardwood Floor | 10.0 x 10.0 | Main |
Dining Room | Ceiling Fan | 12.0 x 9.5 | Main |
Full Bath | Main | ||
Half Bath | Main | ||
Kitchen | Ceiling Fan | 11.5 x 14.0 | Main |
Living Room | Book Shelves,Wall/Wall Carpet,Hardwood Floor | 11.0 x 19.0 | Main |
Primary Bedroom | Ceiling Fan,Half Bath,Wall/Wall Carpet,Hardwood Floor | 13.5 x 14.5 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $596 | $596 | $596 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,541 | $1,956 |
Total Monthly Payment | $2,175 | $2,212 | $2,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.