Situated on a corner lot in the wonderful Enclave at Lake Myrtle community, this 2022 home is move-in-ready, featuring tasteful finishes, an open floor-plan, and a fantastic location near Lake Myrtle! The heart of this home is its living area, with soaring vaulted ceilings that frame a lovely family room, kitchen, and dining space. With a HUGE walk-in pantry and oversized island, the kitchen is a dream for anyone who appreciates cooking and entertaining. Sliding doors lead to the covered and screened back porch, which overlooks the fully-fenced back yard. The primary suite is comprised of a large bedroom with tray ceilings, two impressive walk-in closets, and en-suit bathroom with dual sinks, water closet and shower. You will appreciate the functionality of this "Serendipity" floor-plan, which provides efficient use of space, excellent storage and flexible options for use! There are two bedrooms with a full bathroom in the guest area, and an office at the front of the house - which could also serve as a 4th bedroom for guests, a playroom or sitting area. An indoor utility (washer/dryer are optional) leads to the 2-car garage, which has shelving for storage, an extra refrigerator AND a home-gym, weight-rack system included. The neighborhood has sidewalks and easy access to the nearby Lake Myrtle Sports Complex, all with NO CDD fees! Here you can enjoy a great location within Central Florida, near popular local shopping and restaurants, plus a convenient commute to Tampa or Orlando.
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,892 | $1,914 | $2,450 |
Total Monthly Payment | $2,239 | $2,261 | $2,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.