Welcome to this charming 2-bedroom, 1-bathroom vintage cottage located in the heart of Mount Dora, Florida. Built in 1925, this timeless home exudes elegance and character, offering 894 sq ft of living space. As you approach the home, you'll be greeted by a beautifully laid-out front yard and a welcoming front porch, perfect for relaxing. The home features a durable tin roof, adding to its rustic charm and long-lasting appeal.
Step inside to find original refinished hardwood floors throughout, enhancing the home's classic appeal. The cozy living room features a gorgeous fireplace, crown molding, and opens into the kitchen and formal dining room, creating an inviting space for entertaining. The kitchen is a chef's delight, with a convenient eat-in bar, ample cabinet space, and stainless steel appliances. Just off the kitchen is the formal dining room, ideal for family meals and gatherings.
The split bedroom layout offers privacy, while the bathroom retains its original period tile, tub with shower, and updated toilet and vanity for modern convenience. Outside, you'll find a private, fenced-in backyard with beautiful paver bricks, providing a serene space for outdoor enjoyment. A detached garage adds extra storage or workspace.
Located just blocks away from Lake Dora and all that historic Mount Dora has to offer, this home is a perfect blend of vintage charm and modern comfort.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,967 | $2,517 |
Total Monthly Payment | $2,452 | $2,475 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.