2521 Rio Grande DRIVE, Punta Gorda, FL, 33950 | $1,790,000

Prepare to be captivated by this exceptional custom waterfront estate with sailboat access to Charlotte Harbor! This 3-bedroom plus den, 3-bathroom, 3-car garage home, built by the renowned Arthur Rutenberg, offers unparalleled deep-water sailboat access and is located in Punta Gorda Isles. Every detail exudes sophistication, from its meticulous finishes to the tasteful décor, and it's being offered fully furnished (ask for exclusion list) for a seamless move-in. Notable features include a whole-house generator, impact-resistant windows, 1, 000-gallon propane tank, a 75-year concrete tile roof, smart home automation, remote shades, a security system, and a $30, 000 sound system. The property boasts 80 feet of seawall, a 60-foot dock with water and electric connections, a Slide Moor system, and a 10, 000 lb. boat lift. Built in 2019 with 2, 713 sq. ft. of living space, the home was enhanced in 2024 with upgrades like landscape lighting, tiled flooring in all bedrooms, custom millwork, and plantation shutters. The kitchen features custom molding, and the lanai has been upgraded with wood ceilings, new lighting, and fans. To add a touch of refinement, all switches and outlets have been upgraded with decorum plates and USB charging ports. Upon entering through grand 8-foot double ThermaTru doors, you’re greeted by a stunning marble nautical star inlay in the foyer. The open-concept layout features a Great Room with 12-foot coffered ceilings and a seamless flow into the gourmet kitchen, which showcases GE Monogram appliances, a stainless-steel induction cooktop, custom cabinetry, Alaska White granite countertops, a hidden pantry, and a wine fridge. The dining area, with expansive water views, opens to the generous lanai via fully pocketing glass doors. The private master suite features 12-foot tray ceilings, direct access to the lanai, and a spa-inspired bath with a Kohler hydrotherapy tub, a luxurious shower with a bench, and separate vanities leading to an oversized custom closet. Guests will enjoy privacy in the en suite guest bedroom at the front of the home, while a short hallway leads to the laundry room with top-of-the-line LG Signature washer and dryer. The three-car garage features overhead storage, insulated Clopay doors, and epoxy flooring. The home’s comfort is enhanced by a high-efficiency Carrier 16 SEER AC unit and spray foam insulation. The den, third guest bedroom, and third bath provide access to the lanai and pool. Step outside to discover the breathtaking lanai, featuring a heated saltwater pool with an automatic cleaning system, a raised spa, a linear gas fireplace, and waterfalls. The outdoor kitchen is equipped with a gas grill, FireMagic refrigerator, sink, granite countertops, and marine-grade cabinetry. Recently updated with resealed pavers and new screening, the pool area is perfect for enjoying Florida’s outdoor living. Beyond the lanai, a sun deck overlooks the lush tropical landscaping and scenic canal. With an 80-foot seawall maintained by Punta Gorda Isles, you'll have direct access to Charlotte Harbor and the Gulf of Mexico, with just a 5-minute boat ride to open water. By car, you’re only 2 miles from Fisherman’s Village and minutes from parks and Historic Downtown Punta Gorda. This home offers a rare combination of luxury, convenience, and waterfront living. Don’t miss the opportunity—schedule your private showing today!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 120
  • Laundry: Laundry Room
  • Year Built: 2019
  • Garage: 3-car Circular Driveway, Driveway, Garage Door Opener, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,713
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $12,038
  • Lot Desc: Landscaped, Near Golf Course
  • View: Pool, Water
  • Pool: Gunite, Heated, In Ground, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • MLS#: C7502962
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/C7502962/2521riograndedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2025 8:17:07 PM)
Listing courtesy of RE/MAX ANCHOR OF MARINA PARK   Phone: 941-205-2004

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NMLS Mortgage Loan Originator ID 16953

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2521 Rio Grande DRIVE, Punta Gorda, FL, 33950

$1,790,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,432,000 $1,432,000 $1,432,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.444% 6.748% 7.366%
Monthly Tax Payment $1,003 $1,003 $1,003
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,407 $9,169 $12,672
Total Monthly Payment $10,535 $10,297 $13,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.