75 miles north of NYC— Minutes from Metro North Train Station. Tranquility, endless possibilities and the warm vibes of the Hudson Valley welcome you to this Adirondack style home situated on 1. 951 acres along the majestic Ten Mile River. The home features a timeless charm, custom woodwork, built-in-cabinets, hardwood floors, a unique stone fireplace and your very own private balcony overlooking a spacious backyard. On the first floor there is a galley kitchen leading out to the stone patio. A dining room offering a window seat facing downstream, and a half bathroom. Second floor entry/mud room has a washer and dryer hook-up, a living room with a wood burning fireplace and magnificent views, an office with built-in-cabinets, a full bathroom, guest room with double closets, the master bedroom has a nice size walk-in closet, ¾ bathroom and your private balcony. Third floor features a gorgeous 18’ by 24’ bonus room with 2 ceiling fans, skylights and the best views in the house. This room is perfect for writing, yoga, painting, perhaps a media room or your very own private library. Exterior rooms include a small canning room, work room, and a boiler room offering extra storage space. Perennial gardens featuring hydrangeas, a cutting garden and an herb garden. This single family home is situated along a quiet and peaceful private cul-de-sac. The spacious backyard, stone patio and just the right amount of shade trees allow you to watch the blue heron, and the American Bald Eagle as they soar by. We welcome you to make this home your full time residence or weekend retreat. Owner financing is available. This feature avoids banking regulations and paying flood insurance. (Property is in the 100 year floodplain. ) Disclosure. You must have a credit score of 700 or higher. 10% down $87, 500. , 7% interest for 15 years, $7, 720. 00 a month, and no prepayment penalty. With 20% down $175, 000. , 6% interest for 15 years, $6, 549. 00 a month, and no prepayment penalty. Property is sold as is. Owners live next door, they are ready to retire and begin their next chapter. House shown by appointment only.
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.502% | 6.220% | 5.781% |
Monthly Tax Payment | $660 | $660 | $660 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,865 | $4,253 | $5,766 |
Total Monthly Payment | $4,617 | $5,005 | $6,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.