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Settler's Ridge - Top Prime Location Well North Of North Country Road In Setauket, Very Spacious Home (Just Shy Of 3000 Square Feet), The Highly Sought After Three Village School District (Setauket Elementary School & Paul J. Gelinas Junior High School and Ward Melville High!), This Home Offers An Exceptional Opportunity & Is Not To Be Missed! Beautiful Curb Appeal. . . Nestled On Just Over 1/2 Acre. This Home Boasts A Cedar Shake Exterior, Architectural Roof & Tall Privacy/Shade Trees. Upon Entering The Home, You Are Greeted By An Expansive Floor-plan - A Formal Entrance Foyer Offers Wide Plank Hardwood Floors & Double Sized Coat Closet. Off Of The Entry Is The Cabinet Lined, Updated Kitchen With Walls Of Oak Cabinetry, Ample Counter/Serving Space, Stainless Steel Ceramic Topped Stove, Wide Plank Hardwood Floors, Large Pantry & A Large Dinette Area With A Beautiful Andersen Bay Window. On Main Level is a 4th Bedroom, Offering Hardwood Floors, Bay Window, Ample Room For Furniture, And A Walk In Closet. Hallway Bathroom Was Updated For Handicap Accessibility With An Open Shower Area, Floor To Ceiling Ceramic Tiled Walls With Decorative Inlay Ceramic Tile Floor. The Hallway Leads To The Warm & Inviting Very Large Formal Living Room, Offering Beautiful Vaulted Ceilings, A Triple Window Overlooking The Private Backyard, Newly Sanded Hardwood Floor. Banquet Sized Formal Dining Room Has Double Windows For Natural Light. A Very Large, Welcoming Den With A Floor To Ceiling Brick Wood Burning Fireplace, Decorative Beamed Ceilings, French Doors To A Wonderful Three Season Room & Ample Room For A Large Seating Area/Furniture. The Lovely Three Season Room Offers Plenty of Space For Entertaining & Enjoyment, With Beautiful Views Of The Private Backyard. Oversized Two Car Side Entry Garage. The Lovely Stairway To The Second Floor Leads To A Walk In Attic - Perfect For Storage Or Could Be Converted To An Office Or Expanded Into An Additional Bedroom, The Second Guest Bedroom Is Well Sized With Hardwood Floors, A Double Sized Window For Natural Light & A Good Sized Closet, The Third Guest Bedroom Has Hardwood Floors, A Double Sized Window For Natural Light & A Good Sized Closet, Hall Bathroom Offers Lovely Ceramic Tiled Walls, Full Bathtub, And Ceramic Tile Floor. The Very Large, Inviting Primary Bedroom , With Hardwood Floors, A Double Window & Second Large Window For Natural Light, Walk In Closet, The Primary Bathroom Offers Ceramic Tiled Walls & Floor, with an Oversized Shower. The Large, Unfinished Basement Offers Lots Of Storage Space, Utilities, Oil Tank & Could Possibly Be Finished Into Additional Living Space, The Very Large Backyard Is Wooded & Very Private. The Peaceful, Wooded North Setauket Setting Is Close To Main Street/Route 25A Shopping, Schools, First Class Restaurants, Stony Brook Village & University, West Meadow Beach, And Downtown Port Jefferson Village & Ferries To Connecticut! Taxes With Basic Star Are: $18, 364. 36. Hurry To See This Very Large Home With Soooo Many Possibilities, And Premier, Beautiful Location Before It's Gone!
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Our Executive Mortgage Banker:
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $1,614 | $1,614 | $1,614 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,674 | $3,674 | $4,681 |
Total Monthly Payment | $5,380 | $5,380 | $6,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.