This beautifully maintained home is a must see, located in a desired neighborhood! Home has been in the same caring hands for almost 30 years. Three spacious bedrooms and two full baths gives you plenty of room to grow. As you enter the home you will find a quant kitchen and Dining room leading to a four-season porch where you can take in the view of your large critter proofed fenced in yard. The first level also hosts a very large primary bedroom, full bathroom and spacious living room that leads you upstairs. On the second floor you will find another full bathroom and two bedrooms, one with a walk-in closet. Multiple upgrades over the years include a new oil tank, new hot water heater, new flooring in kitchen bathrooms and living room in. Full basement with interior and exterior access, plenty of room for storage, workout equipment laundry etc. In the cold winter months enjoy parking your car in the garage and whole home generator when the power goes out. Delayed showings until Saturday January 25th. DO NOT MISS OUT OPEN HOUSE SAT 1/25 10-12.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,760 | $319,760 | $319,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $707 | $707 | $707 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,125 | $2,697 |
Total Monthly Payment | $2,856 | $2,907 | $3,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.