Welcome to 495 2nd Ave North, a beautifully designed coastal cottage crafted by Safety Harbor Builders and designed by renowned N. J. White Associates architects. This exquisite residence features 3 bedrooms, 3 and 1/2 bathrooms, and spans 2, 975 square feet under air, with a total of 3, 599 square feet. Nestled just 4 blocks from the pristine beaches of Naples, 3 blocks from the Naples Regional Library, and a mere 2 blocks from Naples Community Hospital, this home offers the perfect blend of convenience and tranquility. Inside, discover shiplap ceilings, hardwood floors, and meticulously detailed crown molding that add a touch of classic elegance. The gourmet kitchen is a chef’s delight, boasting Sub-Zero and Wolf appliances, complemented by a spacious island that is perfect for both meal prep and casual dining. Lush private landscaping surrounds this charming home with a large pool and spa. The cedar shingle siding evokes the timeless appeal of Cape Cod. The adjacent lot is also for sale, presenting a unique opportunity. This coastal cottage is a true Old Naples gem.
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Our Executive Mortgage Banker:
Our Insurance Division:
$5,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $4,200,000 | $4,200,000 | $4,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 6.748% | 6.786% |
Monthly Tax Payment | $2,480 | $2,480 | $2,480 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $27,591 | $26,893 | $36,876 |
Total Monthly Payment | $30,196 | $29,498 | $39,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.