Farmhouse Charm in the Heart of Kingston! Can it be true? A classic farmhouse with a welcoming rocking chair front porch and a barn in the City of Kingston? Yes, it can—and this property is simply amazing! Lovingly maintained by the same family for many years, this home offers a seamless blend of charm and modern convenience, with updates galore. This legal two-family home features two spacious apartments, each boasting 2 bedrooms and 2 full bathrooms (with en-suite options!). The first-floor unit offers a sunlit, open living room, dining room, and kitchen. The kitchen is thoughtfully designed with a tiled backsplash, solid wood cabinets, a refrigerator, electric range, and stackable washer/dryer. Upstairs, the second-floor unit shines with wide-plank pine floors flowing through the living room, dining room, and kitchen. The kitchen is a chef's dream, complete with quartz countertops, an apron-front sink, a Jenn-Air 6-burner gas range, butcher block island, dishwasher, pantry, and full-sized stacked washer/dryer. Central air ensures comfort on warm summer days. Both units feature generously sized bedrooms and ample closet space. But the charm doesn't stop there! Outside, the barn opens up a world of possibilities—whether you're dreaming of a studio, workshop, or extra storage. Plus, the grape arbor, which has thrived for decades, yields abundant fruit perfect for making wine or jelly. This unique home is a rare find and a true delight to show. Don't miss this incredible opportunity!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,363 | $3,402 | $4,355 |
Total Monthly Payment | $3,662 | $3,701 | $4,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.