314 Clifton Avenue, #2, Kingston, NY, 12401 | $639,900

Farmhouse Charm in the Heart of Kingston! Can it be true? A classic farmhouse with a welcoming rocking chair front porch and a barn in the City of Kingston? Yes, it can—and this property is simply amazing! Lovingly maintained by the same family for many years, this home offers a seamless blend of charm and modern convenience, with updates galore. This legal two-family home features two spacious apartments, each boasting 2 bedrooms and 2 full bathrooms (with en-suite options!). The first-floor unit offers a sunlit, open living room, dining room, and kitchen. The kitchen is thoughtfully designed with a tiled backsplash, solid wood cabinets, a refrigerator, electric range, and stackable washer/dryer. Upstairs, the second-floor unit shines with wide-plank pine floors flowing through the living room, dining room, and kitchen. The kitchen is a chef's dream, complete with quartz countertops, an apron-front sink, a Jenn-Air 6-burner gas range, butcher block island, dishwasher, pantry, and full-sized stacked washer/dryer. Central air ensures comfort on warm summer days. Both units feature generously sized bedrooms and ample closet space. But the charm doesn't stop there! Outside, the barn opens up a world of possibilities—whether you're dreaming of a studio, workshop, or extra storage. Plus, the grape arbor, which has thrived for decades, yields abundant fruit perfect for making wine or jelly. This unique home is a rare find and a true delight to show. Don't miss this incredible opportunity!

Features

  • Bedrooms: 4
  • Baths: 4 full
  • Style: Duplex
  • Year Built: 1890
  • Heating: Baseboard, Hot Water, Natural Gas
  • Cooling: Attic Fan, Central Air
  • Basement: See Remarks
  • Acreage: 0.65
  • Est. Taxes: $2,489
  • Elem. School: JF Kennedy
  • School District: Kingston
  • MLS#: 815647
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/815647/314cliftonavenue_kingston_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOWARD HANNA RAND REALTY   Phone: 845-338-5252

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

314 Clifton Avenue, #2, Kingston, NY, 12401

$639,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,920 $511,920 $511,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.392%
Monthly Tax Payment $207 $207 $207
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,363 $3,402 $4,355
Total Monthly Payment $3,662 $3,701 $4,654

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.