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85 Balsam Drive, East Greenwich, RI, 02818 | $949,900
Quality Garrison Colonial nicely set on a cul-de-sac in the Cedar Heights neighborhood. Hardwoods throughout. Crown Molding, French Doors and a bay window accentuate both the Living Room & Dining Room. A Brick Fireplace with decorative mantle and built-ins in expanded Family Room also features a Wet bar sink and sliders to Deck and In-ground pool. Previous Addition provides for Laundry including Washer & Dryer and Lavette on 1st floor with Office nearby and sliders to Deck. Kitchen offers Granite island and counters w/updated appliances and sliders to deck. Upstairs the Primary bedroom has an ensuite bath and triple door closet plus stairs to attic. Four other bedrooms and family bathroom complete this level. The Lower Level Walkout has vinyl plank flooring in the Recreation Room and in the Workout Room. A Convenient full bath is around the corner. Built-ins, daylight windows and plenty of storage make this space very versatile. The private 1+ acre yard provides for plenty of space for toys and games in the yard in addition to total relaxation in the pool. Town water and sewers. Easy access off Middle Road to downtown EG including restaurants, shops, stores, cinema, Goddard Park, Farmers Market, Golf, marina, recreation, Airport, Train, Highway, Providence, beaches and Newport. One hour to Boston. Don't miss out on living in the vibrant Town of East Greenwich and all it has to offer.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Other,Public Transportation,Recreation Area,Restaurant,Shopping,See Remarks,Tennis Court(s)
- Rooms: 12
- Bedrooms: 5
- Baths: 3 full / 1 half
- Style: Colonial
- Year Built: 1973
- Garage: 2-car Attached,Garage,Garage Door Opener
- Heating: Baseboard,Hot Water,Oil,Zoned
- Cooling: None,Window Unit(s)
- Basement: Full,Partially Finished,Walk-Out Access
- Approx Sq. Feet: 4,167
- Acreage: 1.01
- Est. Taxes: $11,737
- Lot Desc: Cul-De-Sac
- Appliances: Dryer,Dishwasher,Exhaust Fan,Disposal,Microwave,Oil Water Heater,Refrigerator,Washer
- MLS#: 1376608
- Website: https://www.raveis.com
/prop/1376608/85balsamdrive_eastgreenwich_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
85 Balsam Drive, East Greenwich, RI, 02818
$949,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $759,920 | $759,920 | $759,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.502% | 6.220% | 5.781% |
| Monthly Tax Payment | $978 | $978 | $978 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,196 | $4,617 | $6,260 |
| Total Monthly Payment | $5,266 | $5,687 | $7,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB