3 Bedroom 2 Bathroom Villa being offered in the sought after Scottsmoor neighborhood of Halifax Plantation. This golf community begins welcoming you at its entrance with a canopy of Live Oak trees and waving Spanish moss. This community offers a maintenance free lifestyle with exterior building maintenance and landscaping included. Standing out from similar villas, this home has many more upgrades than the standard builder plan. You will enjoy the lifted space of the 11 feet ceilings with crown molding and 8 feet paneled wood doors. Architectural niches built into the entrance along and paneled walls add an artistic element to the living space. Easy care porcelain wood plank flooring throughout. The kitchen opens to the Great Room and includes plantation shutters, glazed and stained cabinetry with soft-close drawers, granite countertops, black and stainless-steel appliances, enlarged custom-built pantry, and breakfast nook. The living area is enhanced with built-in entertainment center connecting to 10 built-in speaker surround sound throughout home along with a custom acoustically insulated wall between you and your neighbor. The Primary Bedroom is adorned with a tray ceiling with ensuite offering double vanities, deep soaking tub and double shower with rain shower head and moonlight/skylight. The screened-in lanai with pull down shades opens to a custom paver patio for sunbathing and grilling. The 2 car garage features pull-down stairs to additional upper storage and a Hybrid Electric heat-pump water heater. AC new in 2023. The Association includes exterior building maintenance, power washing sidewalks and driveways, irrigation, landscaping, exterior pest control, common area and Pickle Ball court. The exterior of the home is scheduled to be painted in April of 2025. Home is equipped with "Ring" doorbell/camera and backyard camera. Halifax Planation has a public golf course, clubhouse with dining/ballroom facilities, junior Olympic swimming pool, tennis court with golf and tennis training and pro shop. The Master Association has miles of sidewalks for walking.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,000 | $318,000 | $318,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,089 | $2,114 | $2,705 |
Total Monthly Payment | $2,472 | $2,497 | $3,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.