This end unit villa truly has one of Punta Gorda's most breath-taking water views. The vaulted ceilings and skylights enhance the open floor plan. Enjoy water views from the kitchen to dining/living area and into the lovely, enclosed lanai. Your parking will be convenient with the attached two-car garage. The private courtyard entrance is enclosed with tile and has plenty of room for seating and decorative plants. When entering the home, you will be impressed with the large gourmet kitchen with granite and wood cabinetry making it a pleasure to cook and entertain. This kitchen is also abundant in storage areas including a walk-in pantry. The pass-through bar with stools to dining area provides lots of seating for guests. This open area great room has beautiful water views from every seat especially in the enclosed lanai. The assigned dock for this unit is directly behind the unit and has water and electricity. The water access is great for sailboats and/or motorboats and is just a few minutes through Buckleys Pass to Charlotte Harbor. Inside living is comfortable with 2 bedrooms, a den which could be an optional 3rd bedroom and two full bathrooms. Wood laminate floors and tile show case these areas. The primary bedroom has en suite bathroom, a glass slider to lanai with a beautiful water view to wake up to in the mornings. This unit is just steps away from the year-round heated community pool. Swimming, water aerobics or just reading a book will be a pleasure while enjoying the 4 canal views. The Villas of Bal Harbor is a small 27 unit community with social gatherings to help you feel at home and get to know your neighbors. Fishermen's Village has boutique shopping, and the great restaurants of downtown Punta Gorda are all within 2 to 5 miles from this location. Don't worry about packing and moving this villa is sold turnkey. Start living your "Florida Dream" in the comforts of this cozy villa at The Villas of Bal Harbor.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,156 | $2,744 |
Total Monthly Payment | $2,489 | $2,516 | $3,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.