Welcome to this charming 2-bedroom, 2- bathroom move-in-ready home that offers comfort, style, and versatility. Situated on an oversized 0. 30- acre lot. With no HOA fees, you’ll enjoy the freedom to personalize and use your property without added restrictions. Plus, the home is located outside of any flood zone, providing peace of mind and lower insurance costs. This home is packed with features that make it perfect for a variety of lifestyles—whether you’re a first-time homebuyer, a snowbird seeking a seasonal retreat, or an investor looking for a fantastic rental opportunity. As you step inside, you’ll appreciate the living room and dining room combo, which creates a welcoming and open space for entertaining and daily living. Updated Bathrooms: stylish and modern finishes for a fresh look. New laminate flooring that adds warmth throughout. Enclosed back porch, additional flex space of 200 sqft that can be used as a 3-rd. bedroom, exercise, or home office-tailor it to your needs! Roof is 2018, HVAC is 2020, Windows 2023 ensuring long-term value and durability. The property has been very well maintained, offering a clean, cared-for appearance both inside and outside. Conveniently located near shopping, dining, and local attractions, this home offers the perfect combination of tranquility and accessibility. Whether you’re looking for a permanent residence, a seasonal getaway, or a rental property, this home has it all. Schedule your private showing today and make this gem yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,250 | $1,585 |
Total Monthly Payment | $1,486 | $1,517 | $1,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.