AMAZING LOCATION IN THE QUIET COMMUNITY OF PALM SHORES! 3 BEDROOM, 2 BATH, 2-CAR GARAGE WATERFRONT HOME WITH ACCESS IN MERE MINUTES TO THE PEACE RIVER LEADING TO CHARLOTTE HARBOR! Open floor plan features 1, 705 sf of living space, high ceilings, neutral décor, an abundance of natural light, tile flooring, formal dining room and large slider in living room to Florida room. Kitchen offers ample cabinetry and counterspace, new stainless appliances, closet pantry and casual dining area. Spacious primary suite features separate den/office space and private bath with dual sinks and walk-in shower. Split floor plan offers privacy for guests with two nicely sized bedrooms and separate full bath. Additional features include inside laundry, water softener system, metal roof, immaculate garage with epoxy flooring, fenced backyard with room for a pool, nicely landscaped exterior and 80 ft. of concrete seawall to add dock and boat lift. Located on a quiet cul-de-sac street, you're just 15 minutes from downtown historic Punta Gorda, where you can explore restaurants, shopping, beautiful parks, world-class fishing, boating, and community events. Don't miss out on this incredible opportunity to own a slice of paradise! Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,812 | $2,810 | $3,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.