This oversized ranch offers a perfect blend of space, comfort, and convenience in a prime commuter-friendly location. The home boasts an expansive family room or playroom, ideal for relaxing or entertaining, in addition to a separate living room. A fenced yard provides privacy and security, while updated flooring and stylish finishes enhance the home’s charm. The separate dining room features built-ins, adding character and functionality, and a dedicated office off the large family room provides a quiet workspace. The spacious primary bedroom is complemented by two additional generously sized bedrooms with oversized closets, offering plenty of room for everyone. Storage is abundant throughout the home, and recent updates include smart thermostats, new lighting, a paved driveway, and a newer roof and siding. For heating, enjoy multiple boiler zones and a big pellet stove, ensuring cozy warmth throughout. Situated on a large, level lot at the end of a quiet dead-end street, this property is both peaceful and practical, making it a perfect place to call home. There is nothing to do other than move right in!!! Showings begin Saturday 1/25 at the open house from 10: 30-12: 30 and Sunday from 1-3. See you there!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $641 | $641 | $641 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,068 | $2,624 |
Total Monthly Payment | $2,734 | $2,784 | $3,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.