Nestled on a serene pond with no backyard neighbors, this Victoria model home offers an idyllic retreat in the sought-after Timber Pines community. Boasting 2 bedrooms, 2 bathrooms, and a spacious 2-car garage, this home features a split floor plan with a mix of carpet and tile flooring throughout. Step inside to the formal living and dining area, seamlessly connected to a versatile enclosed lanai—perfect for relaxation or entertaining. The inviting family room showcases vaulted ceilings and stunning pond views, creating a warm and welcoming atmosphere. The open kitchen is light and bright, featuring refaced cabinets with updated hardware, Corian countertops, and a sunny breakfast nook ideal for enjoying your morning coffee. The main bedroom ensuite is a private haven with two walk-in closets, sliding glass doors to the lanai, and tranquil pond views. The ensuite bathroom includes a dual-sink vanity and a walk-in shower. Guests will appreciate the generously sized second bedroom with a walk-in closet, conveniently located near the guest bathroom with a tub/shower combo. Additional highlights include an HVAC system installed in 2016, a roof replaced in 2013, and a functional inside utility room equipped with cabinets, a sink, desk, closet, pantry, and included washer and dryer. Outside, the tranquil backyard offers picturesque pond views and an orange tree, creating a peaceful escape from the hustle and bustle. Located in Timber Pines, a guard-gated, 55+ deed-restricted community, you'll enjoy unparalleled amenities, including three 18-hole golf courses, a pitch-and-putt course, two pools, 12 pickleball courts, a clubhouse with a restaurant and bar, a performing arts center, and a state-of-the-art fitness center. Engage in over 100 clubs, from golf and Mah Jongg to woodworking and pottery. Explore this captivating home and envision your future in this vibrant, resort-style community. Your dream home awaits!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,571 | $1,590 | $2,035 |
Total Monthly Payment | $1,801 | $1,820 | $2,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.