A stunning two-story townhome floor plan within the Venezia community in Howey-in-the-Hills, Florida. FHA assumable loan at 4. 9%. This modern and stylish residence offers three spacious bedrooms, two and a half beautifully designed bathrooms, and a two-car garage, making it the perfect blend of comfort and practicality. With 1, 758 square feet of all-concrete block construction, this home is built to impress. As you step inside, you'll be greeted by sleek, contemporary design elements and high-end finishes throughout. The expansive kitchen features a large island, a cozy breakfast nook, and a generously sized walk-in pantry, making meal prep and entertaining effortless. The open-concept living area is perfect for both relaxation and hosting guests, with a kitchen outfitted with stainless-steel appliances, quartz countertops, and plenty of cabinet space. The foyer leads to a convenient powder room and opens up into the spacious family room, which flows out to a covered rear lanai—ideal for dining or simply enjoying the Florida sunshine. Upstairs, the primary bedroom offers a peaceful retreat with an ensuite bath complete with dual sinks and a separate walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or hobbies, while the practical laundry room simplifies everyday tasks. Designed with modern living in mind, this townhome comes equipped with integrated smart home technology, allowing you to easily control lighting, temperature, security, and more. Featuring energy-efficient elements and premium amenities, The Vale offers an urban lifestyle in a peaceful, sought-after location. Located close to major highways, schools, shopping and restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,708 | $1,728 | $2,212 |
Total Monthly Payment | $1,835 | $1,855 | $2,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.