644 Boca Ciega Isle DRIVE, St Pete Beach, FL, 33706 | $4,295,000

SURROUND YOURSELF IN PARADISE AT THIS ONE-OF-A-KIND, KEY WEST STYLE WATERFRONT BEACH HOME! Enjoy breathtaking views of Boca Ciega Bay, deep-water unobstructed boating access to the Gulf of Mexico and short walks to the white sands of St. Pete Beach. Custom built in 2004 to a 14' elevation and with Superior Construction quality, this meticulously crafted home features 4 spacious en-suite bedrooms, 5 ½ bathrooms, an elevator, 4-car garage, an office and a gym/media space with over 3, 800 SQFT of Coastal living. Add in the 1, 200 SQFT of covered balconies/patio and you have more than 5, 000 SQFT of covered living space to enjoy the true Florida lifestyle!

The home features a bright and airy open-concept layout with 10’ ceilings and expansive windows that bring the beauty of the outside in. Enjoy seamless access to the outdoors from the grand living areas, perfect for entertaining guests or simply relaxing with the family. The Custom kitchen was made for a chef! Complete with Solid Wood Cabinetry, Granite counter tops, built in refrigerator and oven/micro combo, glass cook top, center prep island and large high-top bar for guests. No details were left out of this home! Lots of custom finishes from the coffered 10’ ceilings, crown molding throughout, solid wood flooring, plantation shutters, gas fireplace and an elevator to all levels. All bedrooms are large En-suites for privacy too! The primary suite is a true retreat, offering sweeping water views, walk in closet, a luxurious en-suite bathroom, and a private terrace perfect for enjoying sunsets over the bay.

Outside is a true Resort Style waterfront paradise. The new Trek dock and 30, 000-pound boat lift provides direct unobstructed access to the Gulf of Mexico making it a dream for boating enthusiasts. The expansive outdoor living areas include large balconies, a full outdoor kitchen, built-in fire pit, beautiful heated pool/spa, 750 sqft of turfed space and plenty of room for lounging, dining, and entertaining—all set against the stunning backdrop of the bay.

This remarkable home offers the ultimate coastal lifestyle, blending modern luxury with the natural beauty of St. Pete Beach. With its prime location, you can take a short walk to the beach, restaurants, shops and entertainment. St Pete Beach is not only #1 because of our beaches, we’re so close to everything! Only a 15-minute drive to Downtown St. Pete for nightlife and dining and only 30 minutes to Tampa International Airport. This is your opportunity to own a piece of paradise. This is more than just a home—it's a lifestyle.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 5 full / 1 half
  • Lot Size: 60 x 136
  • Laundry: Inside, Laundry Room, Upper Level
  • Style: Key West
  • Year Built: 2004
  • Garage: 4-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,878
  • Acreage: 0.19
  • Lot Size: 60 x 136
  • Est. Taxes: $27,811
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot
  • View: Water
  • Pool: Heated, In Ground
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8340921
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8340921/644bocaciegaisledrive_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2025 10:17:07 PM)
Listing courtesy of COASTAL PROPERTIES GROUP   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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644 Boca Ciega Isle DRIVE, St Pete Beach, FL, 33706

$4,295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,436,000 $3,436,000 $3,436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.444% 6.748% 7.366%
Monthly Tax Payment $2,318 $2,318 $2,318
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $22,572 $22,001 $30,405
Total Monthly Payment $25,015 $24,444 $32,848

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.