2616 Cove Cay DRIVE, #102, Clearwater, FL, 33760 | $145,900

***MORE PHOTOS COMING SOON***

BEST LOCATION OF ANY GROUND FLOOR 1 BEDROOM , 1. 5 BATH, 810 SQFT CONDO AT COVE CAY! ALL SUNRISE/ MOONRISE PHOTOS IN AD TAKEN FROM PATIO IN 2025. THE VIEW DEFINITELY SPEAKS FOR ITSELF. PRIVATE, TRANQUIL SCREENED PATIO (approx. 6x13) LEADING OUTSIDE. Eastern exposure facing Old Tampa Bay & 16th green and morning sun. Watch SUNRISE, MOONRISE, BOATERS & GOLFERS. NEVER FLOODED. HIGHER ELEVATION THAN OTHER WATERFRONT BUILDINGS IN VILLAGE ONE.

CONDO FEATURES: Immaculate/move in condition, Very well maintained, Ceramic tile throughout, ALL APPLIANCES currently under warranty with FAST of FLORIDA, Stainless steel kitchen appliances, A/C 2021, W/D 2024, located across from condo in locked private storage room w/ shelving (approx. 5 x 7), Furniture optional, Gated, 24 hour security, Covered, assigned parking.

COMMUNITY FEATURES:
HOA monthly fee: same as last year: $602. 33 which Includes security, cable, water, sewer, trash.

COVE CAY MARINA: boat club/storage, jet ski/kayak rental, tiki bar, bait shop.

18 HOLE GOLF COURSE : Owners are PAT & BILL SHRIVER - PGA TEACHING PROFESSIONALS . Pro shop, driving/ putting range, clubhouse with indoor/ outdoor dining. Bar/ restaurant, entertainment & banquet facility.

POOL/HOT TUB : sauna, party room w/ kitchen, billiards, shuffleboard, library.

The location is AMAZING! 20 minutes to Tampa International Airport, St. Petersburg or Clearwater Beach. Less than a 10 minute drive to shopping at Clearwater Mall & Tri-City Plaza. Easy access to US-19 & Gulf to Bay (Hwy 60).

JUST PARK YOUR CAR AND ENJOY YOURSELF.

WHAT ARE YOU WAITING FOR?

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 14
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Complex: COVE CAY 26-16 VILLAGE I
  • Year Built: 1972
  • Approx Sq. Feet: 810
  • Est. Taxes: $569
  • Condo Fee: $602 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: TB8341077
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8341077/2616covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2025 8:47:07 AM)
Listing courtesy of THE REALTY GROUP LLC   Phone: 813-659-5395

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2616 Cove Cay DRIVE, #102, Clearwater, FL, 33760

$145,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $116,720 $116,720 $116,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.153% 7.159% 6.276%
Monthly Tax Payment $47 $47 $47
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $757 $776 $984
Total Monthly Payment $879 $898 $1,106

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.