Welcome home this beautiful colonial set on level lot on quiet street in Monroe. A lovely 50 foot wide 0pen front porch welcomes you to this charming home. Large living room with Bay Window, dining room, kitchen with new stainless appliances. Large family room has fireplace. Two bedrooms and a den complete first floor. Second level has large sitting area, primary suite with walk in closet, full bath and laundry. New washer and dryer and walk in shower. Two additional large bedrooms and large full bath complete second floor. There is a pull down attic for storage and a full basement with a hatchway. 2 car garage with new garage doors and recently paved driveway. Beautiful flat yard with deck, patio and fire pit. There is a new solar powered shed with rain barrel. The roof and solar panels were installed in 2022. The solar panels are owned and convey with the house 200 Amp electric panel with generator interlock switch. Hot air gas furnace and water heater. Two central air units. A lovely and well maintained home.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.0 x 13.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 18.0 x 12.0 | Upper |
Bedroom 3 | Wall/Wall Carpet | 16.0 x 14.0 | Upper |
Den | Hardwood Floor | 15.0 x 10.0 | Main |
Dining Room | Hardwood Floor | 10.0 x 10.0 | Main |
Family Room | Beams,Fireplace,Hardwood Floor | 18.0 x 18.0 | Main |
Kitchen | 10.0 x 16.0 | Main | |
Living Room | Bay/Bow Window,Hardwood Floor | 13.0 x 15.0 | Main |
Loft | Hardwood Floor | 10.0 x 17.0 | Upper |
Office | 15.0 x 10.0 | Main | |
Primary Bedroom | Bedroom Suite,Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet | 18.0 x 16.0 | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $877 | $877 | $877 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,416 | $3,456 | $4,423 |
Total Monthly Payment | $4,385 | $4,425 | $5,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.