Seller is offering $8k credit to buyer for closing costs and pre-paids with an offer at list price!
Set in the charming community of Lakeshore, this delightful single-family home offers a unique blend of historic charm and modern convenience. Built in 1944, this property boasts 2 bedrooms and 1 bathroom, spread across a cozy 968 square feet, sitting on a generous . 21-acre lot. The area is known for its character, with older homes and proximity to historic neighborhoods like Riverside and Murray Hill, making it a sought-after location for those who appreciate the blend of past and present.
Upon entering, you are greeted by an abundance of natural light that fills the home, enhancing the warmth of the wood and tile flooring. The interior has been thoughtfully updated to maintain its original charm while incorporating modern touches. The kitchen is part of this inviting space connecting the living room and the wood deck in the back yard, ready for your personal touch. The single bathroom, while modest, is modern and updated, ensuring comfort for residents and guests alike.
Outside, the property shines with its exterior features. A rear wood deck patio provides an ideal spot for relaxation or entertaining, while the front porch adds to the home's curb appeal. The backyard is fenced, offering security for pets, and the two-car carport ensures ample parking space. The home's exterior has been lovingly cared for, preserving its classic look while ensuring it stands the test of time.
Convenience is key in this location. The property is strategically positioned near major roadways like I-95 and I-10, making commuting a breeze. For healthcare, UF Health Shands Hospital, St Vincent's Riverside, and Baptist Medical Center are all within easy reach. Shopping enthusiasts will appreciate the proximity to St Johns Towncenter, while students and educators will find the University of North Florida, Jacksonville University, and Florida State College at Jacksonville nearby.
This home in Lakeshore is not just a house; it's a lifestyle choice. It combines the tranquility of a historic neighborhood with the conveniences of modern living. With its inviting interior, charming exterior, and strategic location, this property is ready for showings and waiting for someone to call it home. Don't miss the opportunity to own a piece of Jacksonville's rich history while enjoying all the amenities of contemporary life.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,130 | $1,143 | $1,463 |
Total Monthly Payment | $1,457 | $1,470 | $1,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.