Welcome to 115 Third Ave, the perfect combination of suburban charm and unmatched walkability. Within two blocks of the newly rebuilt Hutchinson Elementary School, the Pelham train station, and the restaurants and shops of 5th Ave, this home is the epitome of convenience. With smart upgrades including fully-owned solar panels, and electric car charging, the home retains its classic charm with hardwood floors and crown moldings. Step inside to a warm and inviting living room with a wood-burning fireplace, perfect for cozy evenings. The kitchen features stainless steel appliances, quartz countertops, and an eat-in banquette. The well-proportioned dining room is ready for your next dinner party. A bedroom and full bathroom complete the first floor. Upstairs are two more light-filled bedrooms, a full bath with double vanity, and a versatile bonus room that could be used as an office or walk-in closet. Downstairs is a large basement with laundry, a half-bath, and two rooms that are currently used as a playroom and office. The level, fully-fenced backyard offers a pergola-covered patio, custom shed with firewood storage, and raised vegetable garden. Move right in or expand the second floor with architectural plans ready for construction. This block of Pelville is extremely family-friendly and neighborly, with annual block parties and a true community spirit. Come experience all of what Pelham has to offer in this charming, move-in-ready home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$929,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $743,200 | $743,200 | $743,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.346% | 5.907% |
Monthly Tax Payment | $1,634 | $1,634 | $1,634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,162 | $4,576 | $6,172 |
Total Monthly Payment | $5,888 | $6,302 | $7,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.