Prepare to be captivated. Let your eyes wander and your heart leap as you step into this oceanfront masterpiece. Wake up to breathtaking sunrises over the Atlantic and fall asleep to the soothing rhythm of waves and rustling palmettos. Nestled directly on the ocean in the vibrant heart of St. Augustine Beach, this home is more than a residence—it's a lifestyle. Boasting a coveted transferrable vacation rental license, luxury finishes, and turnkey furnishings, this is your dream escape realized. With tons of upgrades, this coastal gem combines modern sophistication with relaxed elegance. The brand-new roof seamlessly complements the blue skies and sparkling turquoise waters, while the design offers an effortless blend of form and function. Spanning nearly 3, 000 square feet, the home features 5 bedrooms (including two luxurious primary suites), 4 bathrooms, and a versatile third-floor loft. With two separate living rooms, ample deck space, and an open-concept layout, there’s room for everyone to enjoy their own slice of paradise. Step into the first floor and you’re greeted with a bright, airy living space that flows naturally into the fenced, turfed backyard—a private retreat perfect for lounging, entertaining, or simply unwinding. The wet bar and two guest bedrooms with accompanying bathrooms make this level ideal for hosting or multi-generational living. The second floor steals the show with vaulted ceilings and a seamless connection between the kitchen, living room, and expansive deck. Sunlight streams in, enhancing the natural beauty of the home’s modern finishes. The kitchen, with its granite countertops, chic backsplash, stainless steel appliances, and generous seating, is a chef’s dream and the perfect spot for gathering. Step outside onto the ocean-view deck to soak up the salt air, savor a morning coffee, or host unforgettable sunset soirées. Positioned perfectly on a protected dune, this property provides peace of mind while offering easy access to some of St. Augustine Beach’s best restaurants and bars. The transferrable rental license—an exceedingly rare gem in this market—adds tremendous value and flexibility, making this home as much an investment as it is a sanctuary. Whether you’re seeking a luxurious retreat, a high-performing rental, or both, this home delivers on every front. Don't let this rare opportunity slip away—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,200,000 | $2,200,000 | $2,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 6.760% | 6.806% |
Monthly Tax Payment | $1,787 | $1,787 | $1,787 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $14,452 | $14,087 | $19,316 |
Total Monthly Payment | $16,364 | $15,999 | $21,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.