495 Pleasant St, Leominster – $600, 000. Well-maintained 2-family home on a . 90-acre lot with lovely interior updates throughout with new foundation upgrades and updated electrical. Both units have washer/dryer hookups and separate utilities. A perfect investment or owner-occupant opportunity! Unit 1: 3 bedrooms (1 pass-through), tiled kitchen with granite counters, hardwood floors, full and half bath with laundry, and custom built-ins in the dining room and a bedroom. Unit 2: 3 bedrooms (2 on the third level), large kitchen, dining, living areas, and private enclosed porch/mudroom. Separate utilities, in unit washer and dryer hook ups. The property features dual driveways, manicured gardens, and a tree-lined backyard. Conveniently close to city amenities. Current leases end March 2025; 2nd-floor tenant moves out in March. Monitoring devices in use. First Showings deferred to Open House Saturday January 25. Showings then by appointment. Min 24 hour notice to tenants convenience.
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$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $512 | $512 | $512 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,190 | $4,083 |
Total Monthly Payment | $3,757 | $3,794 | $4,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.