Built in 2020 and conveniently located in the SPACIOUS 24-hour guard gated community of Lakeshore Ranch, this 4 bedroom 3 bath, 3 car garage. desired floor plan, featuring a den/study. The kitchen features 42” cabinets, including a natural gas stove, a granite island and a walk-in pantry. The kitchen is an open concept facing the living room. Sliding glass doors lead to the covered lanai with the backyard backed to conservation. Also included with your purchase is a guest room located on the main floor with a full guest bathroom. Upstairs, you are greeted by a large retreat, owner's suite, 2 bedrooms, a shared full bathroom, full laundry room and bonus closet, The owner’s retreat features a walk-in closet and large stand up shower.
This community of Lakeshore Ranch invites resort-style living full of luxury athletic and social destinations. activities include three pools, a clubhouse, a fitness room, playgrounds, amphitheater, dog park, tennis, pickleball, basketball courts and fishing dock, with over 260 acres of conservation. Lakeshore Ranch is also known for being a natural gas community, LOW HOA fees providing basic cable, internet and trash. The school zoning includes Land O Lakes high schools with wonderful programs that include IB, AP, Cambridge, ACE, Dual Studies, and Avid. Above all the community will also see massive commercial (Moffit Cancer Center) and infrastructure/mix developments which include first phase of Double Branch near by. Schedule a tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $692 | $692 | $692 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,575 | $2,605 | $3,334 |
Total Monthly Payment | $3,342 | $3,372 | $4,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.