Welcome to 376 Valverde Ln, a stunning single-family home nestled in the heart of beautiful St. Augustine, FL. This meticulously maintained property boasts 4 spacious bedrooms and 3 bathrooms with a POOL, perfect for families or those seeking a serene getaway. As you step inside, you are greeted by an open-concept living area filled with natural light, showcasing elegant finishes and a warm, inviting atmosphere. The gourmet kitchen features stainless steel appliances, granite countertops, tile backsplash, large island and ample cabinetry. Paired with the Breakfast Nook with sliders out to lanai. All opens onto Family Room where TILE floors continue and large windows with plantation shutters let the light in. Additionally, you will find the Formal Dining Room with crown molding, Plantation shutters, and accent woodwork. Mirrored with Formal Living Room finished with tile floors and crown molding. This space can easily be converted for home office/den if desired. The master suite is a true retreat, offering a generous layout, tray ceiling, plantation shutters, wood floors, walk-in closet, and an ensuite bathroom. Master Bath complete with dual vanities, walk-in TILE shower, and a luxurious soaking tub. Split floor plan with bedrooms 2 and 3 on other side of house, both with wood floors. They share bathroom 2 with long vanity and tile tub/shower combo. Upstairs you will find bedroom 4, the perfect retreat with its own en-suite full bath (Bathroom 3). Step outside to your private backyard oasis, perfect for entertaining or relaxing in the Florida sun in your beautiful pool and spa. The lush landscaping and fully fenced backyard offers a peaceful escape. Anchored in a cul-de-sac and giving you an oversized backyard. Located in a desirable community of St. Augustine Shores, this home is just minutes away from historic downtown St. Augustine, pristine beaches, and a variety of shopping and dining options. Experience the best of coastal living in this delightful home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,806 | $3,854 | $4,904 |
Total Monthly Payment | $4,159 | $4,207 | $5,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.