Palms at Serenoa is an active adult lifestyle community for persons 55 of age or older. It is gated and has a fabulous & contemporary clubhouse. You enter into a "meeting/party" room that can be rented featuring tables & chairs, sofas, a fireplace, and wet bar which overlooks a huge pool with plenty of seating. There is also a well equipped fitness center, card room, media room, manager on site, 4 pickleball courts, fire pit with chairs, bocce ball court, dog park and more ! They have pickleball, Mah Jongg, and cornhole tournaments and many other activities. This POND FRONT villa built in 2022 by DR Horton has two bedrooms, two bathrooms, and a den/study, open floor plan with combo kitchen/dining/living room, inside utility room, two car garage, and screened porch overlooking a scenic pond with fountain and beautiful sunsets. The kitchen has granite counters, stainless steel appliances, and a huge center island with sink perfect for entertaining. The utility room is off the kitchen with washer & dryer across from a pantry and coat closet that could be a 2nd pantry. All appliances stay ! The master suite has his and hers closet, dual sinks, large walk in shower, and separate water closet. Upgrades include lead glass front door, newer carpet in master bedroom, chair railing throughout including entry, kitchen, dining room, living room, and hallway plus custom paint, backsplash in kitchen, higher end ceiling fans and dining room light, drapery rods, custom shelving in linen closet & pantry, beautiful Samsung refrigerator plus wooden blinds. New roof and gutters installed in October 2024. This is resort style living close to shopping, restaurants, and Walt Disney World ! Must see to appreciate !
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $520 | $520 | $520 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $2,015 | $2,579 |
Total Monthly Payment | $2,587 | $2,610 | $3,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.