Welcome to this charming, move-in ready one bedroom, 1. 5 bath condo located in the desirable 55 plus community of Bay Island in South Pasadena. This top floor unit offers stunning views of the water with plenty of natural light flooding the open living areas. The updated kitchen features modern appliances, while the spacious living and dining areas create an inviting atmosphere for relaxing or entertaining guests. You can enjoy watching the dolphins play in Porpoise Pass and see gorgeous sunsets from your balcony. The washer and dryer was replaced in 2022 and the air conditioner was replaced in 2020. In 2018 a new patio hurricane shutter was installed along with a new hurricane impact window in the bedroom. This unit was not affected by either of the recent hurricanes. Enjoy the convenience of the in-unit laundry, and the well maintained community amenities including 6 heated pools, full gym, waterfront clubhouse, tennis courts, pickleball courts, marina with boat docks on 1st come basis & a 1. 25 mile waterfront walk around the entire complex. Bay Island is Florida Living at its finest! Minutes to award winning beaches, the exciting vibe of downtown St Petersburg and Tampa Bay Rays baseball in the Tropicana Dome. 20 minutes to Tampa Intl Airport, Tampa Bay Buccaneers and the Stanley Cup Tampa Bay Lightning. A big plus is there is a SunRunner bus stop right outside of the community that will bring you to St. Pete Beach or to downtown St. Pete. This community is centrally located and close to shopping and restaurants. Book your appointment to see this wonderful condo today!
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$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,676 | $1,696 | $2,171 |
Total Monthly Payment | $1,945 | $1,965 | $2,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.