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IMMACULATE! Welcome to this spacious, three bedroom, two bath home in the heart of the Piercetown community. With an open floorplan, tons of storage and tons of upgrades, this home is sure to impress. As you enter off of the large (17x5) rocking chair front porch, the floorplan opens to a large dining area or second living area and then transitions to the living room that is adjacent to the glorious kitchen. The main areas of the home are adorned with beautiful hardwoods. The living area and the kitchen feature chair rail surround and as well as the living room has a wood burning fire place. The kitchen features granite countertops, brand new cabinets with soft-close features, subway tiled back splash, newer appliances, pendant lighting and a center island. Off of the kitchen at the back of the home, is an extra room for storage or a small office. Down the hallway, you will find two bedrooms off of the rear of the home, both carpeted with a full bath in between. The hall bath is spacious with two sinks and a separate toilet and tub/shower room. At the end of the hall in the front of the home, you will find the master bedroom also with beautiful hardwoods and complete with a full bath with a walk-in shower. In the garage, you will also find another room that can be used as an interior workshop or for even more storage. The home sits on a fenced, corner lot in the culdesac, and features a large patio (16x16) off of the back door of the home. This home is less than three minutes from highway 85 access, making a commute to we to work or to area attractions a breeze. This home is zoned for Wren schools and there is no HOA! This home also qualifies for USDA financing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,399 | $254,399 | $254,399 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,671 | $1,671 | $2,130 |
Total Monthly Payment | $1,890 | $1,890 | $2,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.