In real estate, we describe these types of homes as "cream puffs" as they don't come along often in this pristine, above average condition. . . nothing to do but move right into to this beautifully updated "Chatham" style home in the sought after Oak Point 55+ community! You will love the open concept, upgraded kitchen with desk area that looks onto the cozy living room and dining room. Laundry room and 2 car garage are right off the kitchen. Fully heated and cooled sun room will become one of your favorite spots in this home! Main bedroom is complete with a large walk-in closet and spacious main 3/4 bath with shower (low lip for easy access). Two other bedrooms and a full bath complete this home. Whole house back up generator included! Enjoy beautiful gardens and a vast amount of amenities including a lively clubhouse with a ballroom, gym and basketball court, multiple swimming pools, and tennis and pickle ball courts. Join your Oak Point neighbors for regular events!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | First |
Bedroom 3 | Closet, Flooring - Hardwood | First |
Dining Room | Flooring - Hardwood, Open Floorplan, Slider | First |
Kitchen | Skylight, Flooring - Hardwood, Countertops - Stone/Granite/Solid, Open Floorplan, Recessed Lighting, Lighting - Overhead | First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Open Floorplan | First |
Master Bedroom | Bathroom - 3/4, Walk-In Closet(s), Flooring - Hardwood | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,234 | $2,260 | $2,892 |
Total Monthly Payment | $2,309 | $2,335 | $2,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.