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23 Cleveland Street, South Kingstown, RI, 02879 | $525,000
Welcome to this lovingly renovated Colonial in the heart of Historic Wakefield. Character and charm abound in this 1880 classic home. This builders own house is in great shape with newer windows, roof, insulation, all newer electrical, kitchen, and bath. The cozy wood stove adds ambiance and keeps the fuel costs low. The large open kitchen has soft close, off white cabinets with a subway tile backsplash and hardwood flooring. The GE appliances include a built-in refrigerator and oven with a microwave above and a Bosch stainless steel dishwasher.
The first floor includes a sun filled living room, spacious dining room, kitchen and 4 season room with a wood stove and laundry. Upstairs there are two larger bedrooms with a wall of built-in cabinetry and a full bath with glass door tub and shower and custom built-in shelving and cupboard.
The covered back deck includes a large outdoor shower. The two sheds in the fenced yard will house all your gardening equipment and tools.
Walk to everything in Downtown Wakefield from this small but beautiful home. Whether it's your summer crash pad or year round home, this is the house you have been waiting for. Just minutes to East Matunuck State Beach, the famed Matunuck Oyster Bar, Narragansett State Beach, or a short drive to Newport.
Features
- Amenities: Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Colonial
- Year Built: 1880
- Garage: No Garage
- Heating: Forced Air,Oil
- Cooling: None
- Basement: Full,Interior Entry,Unfinished
- Approx Sq. Feet: 840
- Acreage: 0.1
- Est. Taxes: $2,785
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1376668
- Website: https://www.raveis.com
/prop/1376668/23clevelandstreet_southkingstown_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Cleveland Street, South Kingstown, RI, 02879
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
| Monthly Tax Payment | $232 | $232 | $232 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,759 | $2,791 | $3,573 |
| Total Monthly Payment | $3,083 | $3,115 | $3,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB