One or more photo(s) has been virtually staged. Village of Virginia Trace- If you’re looking for a home with a great LOCATION, then this home is for you! This wonderfully maintained 3/2, 2005, 1603 SF. , WISTERIA MODEL, is approximately 1-mile from SUMTER LANDING. The layout is a SPLIT FLOOR plan, which separates the primary bedroom and bath from the guests’ quarters. The kitchen is open to the living and dining rooms, which leads to DOUBLE FRENCH DOORS, (appox. 5-years old, ) and a rear 180-SF ENCLOSED LANAI with PAVER FLOOR, which extends to an attached BIRDCAGE. The backyard abuts to a wall for added privacy. There is also a BONUS ROOM that can be used for crafts or used simply for additional storage. The kitchen has a bumped out EATING NOOK, GAS RANGE, CHERRY CABINETS with OVER-MOUNT outlets, SS REF/RANGE (2020, ) SHAW CORTEC (STAIN/ SCRATCH RESISTANT/CORK FILLED) TILE FLOORING, TILE BACKSPLASH, and CORIAN KITCHEN COUNTERTOPS. The front guest bedroom has been extended with a bump out, and the GARAGE is OVERSIZED. Additional features include the following: ROOF (2024, ) HVAC (2020), CROWN MOULDING, HIGH CEILINGS IN LIVING AREA, SOLAR TUBES, UP-GRADED L. R. FAN, CLOSETS IN ALL BEDROOMS, OUTDOOR HOME GUTTERS, SIDELIGHT FRONT DOOR LEADED WINDOW, LANDSCAPED YARD, PAVER DRIVEWAY and WALKWAY. BOND PAID. Close to REC AREAS, POOLS, GOLF COURSES, RESTAURANTS, SHOPPING and so much more.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,259 | $2,915 |
Total Monthly Payment | $2,470 | $2,467 | $3,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.