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Under contract-accepting backup offers. A great home in a peaceful neighborhood. This home has vaulted ceilings, and an open floor concept. This house greets you with a warm and welcoming living room. The open concept flows to the large dining room where you'll be entertaining your guests. This continues into your dream kitchen. This kitchen was specifically designed by the homeowner for function and efficiency. You'll appreciate the granite countertops and the solid wood cabinets. This house also has a reverse osmosis water purification system along with a water softener. The laundry room is behind a pocket door off the kitchen. It's cleverly designed to make doing laundry a breeze. There are ceiling fans and hard surface floors throughout the house. The primary and guest bathroom has skylights to allow more light into the room. The screened in lanai will have you enjoying many a morning coffee as the sun rises. Adjacent to the screened lanai is an open patio with pavers designed for grilling and creating your favorite BBQ recipe. The backyard has beautiful gardens and a fruit tree. The backyard has a spacious she/shed or he/shed. It has electricity going to it and features a workbench. There is ample space for your lawn equipment or your wood working tools. The backyard is fenced, and you have a vacant lot behind your house. You'll appreciate the 13 solar panels on the roof of this house when you see how small your electric bill is. The owners share that in the summer they have no electric bill for roughly four months. The windows were all replaced in 2019, and the roof in 2017. The owners loved living in this house, and it shows by how they've cared for it. You'll be hard pressed to find a house this immaculately maintained. This house is being sold with most of the furniture included.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,524 | $1,524 | $1,941 |
Total Monthly Payment | $1,683 | $1,683 | $2,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.