225 Temple CIRCLE, Eustis, FL, 32726 | $799,000

Come get a taste of lake living in this prime spot made just for you! This water-front home is a gem, with access to the coveted Lake Harris Chain of Lakes via your private boat dock with concrete seawall and boat lift on the canal, and views of Lake Eustis from your screened pool deck and covered patio. Situated in the healthy, thriving community of Grand Island Shores on a corner lot with fully-fenced backyard and no HOA, you can rest assured that you will enjoy your property unencumbered. You will be surrounded by nature on this private waterfront lot, yet minutes from downtown Eustis, Tavares, and charming Mt. Dora where food and shopping abound. With open floor spaces and plenty of room to entertain, you can enchant friends and family all year round in your outdoor kitchen that connects to the heated saltwater pool and covered patio, or just hop in your boat and have dinner at the many lakefront restaurants located on the Harris Chain of Lakes. In addition to the spacious, open living areas, this home boasts a split plan of two large master bedrooms with ensuite bathrooms and walk-in closets, plus an additional third bedroom. Many upgrades have been added since last purchase:
- Pegboard on all garage walls for easy, compact tool storage
- Sturdy utility shelving
- Outdoor kitchen w/ sink ($40k)
- 11' X 7' Keter shed on concrete blocks ($7k)
- Dock lift fully operational & recently serviced
- Fully fenced yard w/ added privacy feature ($15k)
- Master Bedroom closet system
- In-wall ironing board system
- Waterproof LVP flooring in bedrooms & covered patio
- Salt-water pool conversion
- Sunblazer electric pool heater ($5k)
- Windows doubled in size w/ doubled-paned argon gas in-fill & Low-E heat reflection, & sliding door added to outdoor kitchen ($20k)
-New A/C compressor & handler w/ 10-yr Warranty ($7k)
- Upgraded electrical panel w/ increased service capacity & exterior 30A hookup for boat or RV ($4k)
- Landscaping: Rocks, rubber mulch, plants, live oak & maple trees ($14k)
- Outside house adornments
- 3 Mature fruit-bearing citrus trees
- Private trash/recycle area w/ pavers
- 60" Dimplex Fireplace w/ stacked stone wall feature & mantle ($7k)
- Driveway stained & sealed
- Garage-to-backyard walkway installed
- LG Washtower/Dryer available
Just simply turn the key, unpack, and enjoy if you wish. . . your waterfront tropical oasis awaits!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 94 x 137
  • Laundry: Inside, Laundry Room
  • Year Built: 1978
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,203
  • Acreage: 0.3
  • Lot Size: 94 x 137
  • Est. Taxes: $5,893
  • Lot Desc: Corner Lot, Cul-De-Sac, City Lot, In County
  • View: Pool, Trees/Woods, Water
  • Pool: Gunite, Heated, In Ground, Outside Bath Access, Salt Water, Screen Enclosure
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Softener, Wine Refrigerator
  • MLS#: TB8340437
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8340437/225templecircle_eustis_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/23/2025 6:23:22 AM)
Listing courtesy of LOWEST FEE REALTY LLC   Phone: 813-642-6030

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

225 Temple CIRCLE, Eustis, FL, 32726

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.392%
Monthly Tax Payment $491 $491 $491
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,199 $4,248 $5,437
Total Monthly Payment $4,782 $4,831 $6,020

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.