Welcome to 281 Belwood Avenue, a spacious home less than a mile to Thayer Beach and minutes to Mallets Bay and beautiful Lake Champlain! You will not want to miss this meticulously maintained home in a desirable neighborhood. Stepping inside this raised ranch, you’ll be welcomed by a spacious living room with newer flooring and an electric fireplace with a charming natural wood mantle. This bright space leads into a large kitchen/dining combo, with an incredible amount of cabinet space and a new sink and countertops. A screened porch and a deck off the dining room offer all-season living areas. Down the hall, find a corner primary suite that features a private half bath. This level of the home is completed with two bedrooms that share a full bathroom. Both bedrooms have closet space and large windows for natural light. Downstairs, a finished family room expands your living space. This room is finished with a brick fireplace and built-in shelving. Also on this level is a dedicated laundry room, storage space, and direct entry to the 1 car garage. A large mudroom with ample closet space is convenient for coming & going. Outside, find a spacious shed for all your gear and relax in your very own hot tub, set up in a dedicated space wired for electric and complete with a ceiling fan, decking, and room for additional seating. Don't miss this home in an unbeatable location! Seller willing to contribute to purchaser closing costs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.204% | 7.159% | 6.256% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,517 | $2,547 | $3,232 |
Total Monthly Payment | $3,097 | $3,127 | $3,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.