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You do NOT want to miss this fantastic, classic brick ranch in the heart of Taylors with NO HOA! With 3 bedrooms, 2 large bathrooms, 2 full living spaces in addition to the eat-in kitchen and dining room, and a deck off the back, there is plenty of room for everyone in your family to spread out and make this house their new home. Don't miss the original mid-century finishes, including dentil crown moulding and beautiful wainscoting! Brand new flooring has just been installed, a new roof was put on in 2016, HVAC was replaced in 2020, a new furnace was installed in 2023, soffit and exterior trim has all been recently painted, Cantey Foundation has the crawl space good-as-new, including installing a new sump pump, there is new privacy fencing around part of the yard, and the list goes on. Additionally, this home sits on a huge lot that is just under half an acre of land, and has a creek running along one side of the property for children to explore and enjoy. The one-car garage/outbuilding will also convey to the new owners! This home is a true gem, and they don't make them like this anymore; 403 Confederate Circle has been well-maintained and cherished for many years and is ready for its new owners to come along and put their personal touches on it. Call and schedule a time to see this wonderful home today! (*Some information herein was collected from tax records*)
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,720 | $252,720 | $252,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,660 | $1,660 | $2,116 |
Total Monthly Payment | $1,810 | $1,810 | $2,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.