Welcome to 145 Wisner Ave in Newburgh, NY. This charming home perfectly combines classic appeal with modern updates, making it an excellent choice for comfortable living. Inside, you'll find a bright and inviting living area featuring beautiful hardwood floors and an open layout that seamlessly connects to the dining space. This setup is perfect for both everyday living and entertaining guests. The kitchen is equipped with updated stainless-steel appliances, ample counter space, and plenty of cabinets, making it a functional and stylish space for all your culinary needs. Also featured in the main level is a half-bath, with the washer/dryer hookup. The upstairs offers 3 spacious bedrooms, each providing a cozy and private retreat with generous closet space, along with a full bathroom. The bathrooms are thoughtfully designed with modern fixtures, ensuring a comfortable and convenient experience. The backyard is very spacious and fenced in, ideal for relaxation or hosting gatherings. Whether you're enjoying a morning coffee or an evening barbecue, this outdoor space is sure to be a favorite spot. Situated in a vibrant community, 145 Wisner Ave is conveniently located near local shops, dining, and entertainment options. With easy access to major highways, commuting to nearby cities is a breeze, making this location ideal for both work and leisure. Don't miss out on the opportunity to make this delightful house your new home. Schedule a showing today and see for yourself what makes 145 Wisner Ave so special!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,861 | $2,382 |
Total Monthly Payment | $2,493 | $2,515 | $3,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.