FABULOUSLY MAINTAINED 3 BEDROOM, 2 BATH 1 CAR GARAGE HOME WITH FAMILY ROOM AND VINYL ENCLOSED REAR PORCH COMPLETE WITH UPDATED ELECTRICAL PANEL AND DEDICATED TRANSFER SWITCH FOR SEAMLESS ENERGY SUPPLY BETWEEN THE GENERATOR AND UTILITY GRID. This home did not have any water in either Milton or Helene! Packed with numerous special features and mechanically very well maintained. Three bedrooms plus a family room with fireplace and built in shelving. Electric and Solar assisted water heater, hurricane shutters installed in 2020 new roof 2020, installation of 16KW generator and gas system for generator in 2019, Electric panel updated and replaced in 2018, new air conditioner unit in 2018 and UV filter for ac replaced in March of 2023. Large Vinyl enclosed porch overlooks beautiful lake front with virtually no rear neighbors. Beautiful waterway filled with water fowl, you will love the nature and inhabitants of the estuary. 8' ceilings with crown molding. Master bedroom with en suite and large closet space, tiled dining area and kitchen. Kitchen complete with Range, built in microwave, dishwasher and refrigerator. Home could use some updates but has spectacular bones! Could Easily be converted into a 4 Bedroom by Enclosing the Florida Room and transforming the Family Room into the 4th Bedroom. Appraisal available and listed at appraised price. Home is being sold through a guardianship and trustee so all offers will need to be approved by 3rd party.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,800 | $188,800 | $188,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,255 | $1,606 |
Total Monthly Payment | $1,363 | $1,378 | $1,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.