Look no further for the safety and convenience of one-level living in a 55+ community located in the heart of downtown Hampton. A chance to get in before spring and live close to the beaches in this bright, second floor, garden style home featuring 2 bedrooms and 2 bathrooms plus garage parking and storage space. As you enter the unit you'll be greeted by an open concept floor plan where the kitchen with lots of cabinet space is open to the dining and living room areas. Off the kitchen area is a private laundry/utility room with plenty of great storage space. The primary bedroom has an ensuite bathroom, and the second bedroom shares a three-quarter bath. Ownership comes with one indoor heated garage parking space with storage, and one additional parking space outside. The building has two common areas, one on the second floor and another on the third floor. Very seldom does a home in this 21-unit community set back in a private wooded area come on the market! Don't miss your opportunity to call it home. The Village at Hampton Center is a conveniently located 55+ non-smoking community close to beaches, shopping, dining, library, banks, I-95 & Route 101. ***OPEN HOUSES scheduled for Sat Jan 25th from 10am-12pm, and Sun Jan 26 from 12pm-2pm***
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,181 | $2,207 | $2,824 |
Total Monthly Payment | $2,647 | $2,673 | $3,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.