Truly a Million Dollar View!! Start enjoying resort style, maintenance free Florida living with this corner, first-floor sailboat waterfront 2 bedroom, 2 bath condo located in the waterfront community of Colony Point in Punta Gorda. This residence is a rare find with all the features of a single-family home. The boating enthusiast will appreciate the location right on Charlotte Harbor and boat slips available on a first come first served basis. Great location with direct access to the harbor and then on to the blue waters of the Gulf of Mexico. Bright and open floor plan with invisible sliders in the main living area providing an awesome view of the harbor. Open the sliders and bring the outdoors into your living area! Tastefully updated and appointed with ceramic tile flooring in the main living area, color accent walls, crown molding, decorator light and fan fixtures, and blinds throughout. The kitchen boasts warm wood cabinetry and breakfast bar that opens to the great room and dining area for easy entertaining. And the tiled Lanai! WOW. Spectacular panoramic view of the harbor. The owner’s suite has an updated en suite bath. Step out of the bedroom to the lanai with a sweeping view of waterway where you will spend hours watching the boats go by and enjoying the spectacular water views and wildlife and waterfowl that abound in this area. Other key features include new impact resistant windows, dedicated laundry room with front load washer & dryer, and assigned parking spot under the carport just a short walk from your condo. Colony Point offers beautifully maintained grounds, club house, and heated community pool for year-round enjoyment – all overlooking the marina and waterway. Plus, water and sewer are included in your condo fee! Proximity to local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to waterfront public parks with bike and walking trails and picnic areas, and boat ramps providing access to many other waterways including the Peace and Myakka Rivers and the Gulf of Mexico. Historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes nearby. Perfect location – quiet waterfront community yet all conveniences and amenities nearby. And quick and easy access to Interstate 75 with Fort Myers and Naples to the south and Sarasota and Tampa to the North. So, don’t miss your opportunity to enjoy resort style living in your own little piece of waterfront paradise!**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,233 | $2,259 | $2,891 |
Total Monthly Payment | $2,862 | $2,888 | $3,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.