4505 Back Nine DRIVE, Winter Haven, FL, 33884 | $299,900

THE CDD BOND IS FULLY PAID, a huge savings of nearly $9K! This exquisitely maintained 2 bedroom 2 bath CARIBBEAN floor plan home has been "snowbird" owned by the same individual since construction. In addition, this home is located on a premium oversized pie shaped lot that backs up to a pond! The curb appeal is enhanced by the quality landscaping that includes palms, beautiful plantings, decorative concrete edging, and paver walk and drive. The landscaping is "watered" by an automatic irrigation system that is fed from a designated meter, a real money saver. The covered front entry protects the front door with its retractable screen door. The welcoming foyer gets great natural light from the sidelights that are on each side of the front door. Special features of this home include ceramic tile flooring throughout, rocker style light switches, plantation shutters on all windows, and a newer air conditioner (2021). The large living room is the central focus of this home. The living room's cathedral ceiling adds volume to this space. The living room has a floor plug, a fan with light, and a triple 8' tall slider with a horizontal honeycomb blind that opens to the enclosed lanai/Florida room. This Florida room has acrylic slider removable windows and screens, roll up sun shades, and a fan with light. Just outside the Florida room is a large birdcage enclosed patio as well as an open patio. Both the screened and open patio have custom pavers positioned on the diagonal. The birdcage screening was replaced in 2024! The east wing holds the dining room, kitchen, and attached 2 car garage. The dining room has a double slider that also opens to the Florida room. The kitchen has a handy snack bar, glass back splash, ample Sussex White cabinetry with 42" uppers and crown, upgraded appliances with smooth top range, lots of counter space, and closet pantry. The laundry closet is in the kitchen and has a new washer and dryer (11/24) that stay for the new owners. Access to the attached 2 car garage is also in the kitchen. The garage has an opener. The entire west wing is filled with the primary and guest suites. The guest suite is at the front of the home and can be isolated from the rest of the home via the useful pocket door. The guest bedroom has a fan with light and a reach-in closet. The guest bath has an elevated vanity and a combination shower and tub with a ceramic tile surround. The glass block window in the guest bath allows light to enter but also provides privacy. The hallway between the guest bedroom is home to the linen closet. At the rear of the home is the primary suite. The large primary bedroom has a ceiling fan with light and a pocket door that can be used to close off the bedroom area from the primary bath. The hallway that connects the primary bedroom to the primary bath is where the two walk-in closets are located. The primary bath has a stall shower with seat and ceramic tile surround, glass shower door, an elevated vanity with two sinks and a bank of drawers, and a comfort height elongated stool. The primary bath also has a glass block window for light and privacy. The pond in the rear provides a buffer zone and enhances the view from the dining room, living room, primary bedroom, and the screened and open patios. The furnishings are available! Don't miss out on the opportunity to live in Lake Ashton, Central Florida's premier 55+ active adult resort style living community. This is a must see to appreciate home and community!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Optional Additional Fees, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 12
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 76 x 100 x 55 x 102
  • Laundry: Electric Dryer Hookup, In Kitchen, Inside, Laundry Closet, Washer Hookup
  • Style: Contemporary
  • Year Built: 2013
  • Garage: 2-car Garage Door Opener, Ground Level
  • Heating: Central, Electric, Exhaust Fan, Heat Pump
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 1,349
  • Acreage: 0.16
  • Lot Size: 76 x 100 x 55 x 102
  • Est. Taxes: $4,099
  • HOA Fee: $60 Annually
  • Lot Desc: City Lot, Irregular Lot, Landscaped, Level, Near Golf Course, Oversized Lot
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: P4933379
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/P4933379/4505backninedrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/23/2025 12:52:00 AM)
Listing courtesy of A+ REALTY LLC   Phone: 863-293-1141

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4505 Back Nine DRIVE, Winter Haven, FL, 33884

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.392%
Monthly Tax Payment $342 $342 $342
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,576 $1,595 $2,041
Total Monthly Payment $1,993 $2,012 $2,458

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.