Have You Been Waiting for a Ranch in a Stellar Spot? It's HERE! This one owner gem offers the best of one floor living with a lovely front porch to catch the sunset, private back deck, attached 2 car garage & views in every direction. Full basement w/ walkout can easily accommodate recreation (think ping pong table), your work shop, studio or just lots of storage space. Park your car out of the snow or rain in the 2 bay garage and take groceries right into the kitchen. Just a stone's throw away is the Mohawk Trail, so commuting is easy. The vibrant village of Shelburne Falls and 4 season recreation at Berkshire East are each but minutes away. There's rafting, fishing and kayaking on the nearby scenic Deerfield River. Just down the valley are Amherst/Northampton and the 5 colleges. To the west are Williamstown, MASS MOCA & the Berkshires. This one will be popular so we are making it easy for you to see it - two open houses: Friday 1/24 2-4 PM & Sunday 1/26 11 AM - 1 PM.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Main,First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Main,First |
Dining Room | Flooring - Hardwood, Exterior Access, Open Floorplan, Slider | Main,First |
Kitchen | Flooring - Vinyl, Dining Area, Pantry, Breakfast Bar / Nook, Exterior Access, Open Floorplan, Peninsula, Lighting - Pendant | Main,First |
Living Room | Flooring - Wall to Wall Carpet, Window(s) - Picture, Exterior Access | Main,First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Wall to Wall Carpet | Main,First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $514 | $514 | $514 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,122 | $2,715 |
Total Monthly Payment | $2,686 | $2,711 | $3,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.