Welcome to this stunning 2019 rebuilt colonial on 13 Joyce Rd in Eastchester. House offers detailed craftsmanship throughout highlighted by the raised panels, crown moldings, built-ins, vaulted ceilings and railings. Upon entering this lovingly cared for home, you are greeted with a 2 story entry foyer and entrance into the oversized dining room with dry bar and built ins. The open concept kitchen offers a 5 person center island with quartz counters, stainless steel appliances, pendant lighting, tile backsplash and separate eating area that flows into family room with stone fireplace and sliders to brick patio and yard. The den off the family room can be used as an office or bedroom and has entrance from the garage and laundry along with a beautiful powder room with barn door entry. The second floor offers a master bedroom with en suite bath that has a separate shower and soaking tub, 2 large walk in closets and entrance to the semi-finished attic perfect for storage or a future room. The two remaining bedrooms have double wide closets, dual exposures and tasteful overhead lighting. The outside doesn't disappoint offering a covered front porch, gated yard with mature arbor vide trees, above ground pool, swing set and patio. Taxes under $25, 000 without STAR program. Lake Isle family membership available upon purchase offering 5 pools, year round tennis and 18 hole golf course.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.346% | 5.907% |
Monthly Tax Payment | $2,052 | $2,052 | $2,052 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,048 | $6,650 | $8,968 |
Total Monthly Payment | $8,225 | $8,827 | $11,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.