New York (Lower East Side), NY, 10002 | $559,000
NEW LISTING -Open Houses are by appointment only. Please email in advance to reserve your 15-minute time slot. Apartment 1C is a cozy, move-in ready one-bedroom, one-bathroom home. The layout ensures privacy, with the bedroom and living area situated on opposite sides of the apartment, connected by a long foyer featuring wood floors throughput. The kitchen includes a window, and the west-facing windows in the living area fill the space with natural light. The apartment has been recently updated with fresh paint, new lighting fixtures, and modern ceiling fans in both the living area and bedroom for optimal cooling and air circulation. This inviting home is ready for immediate move-in but also offers an opportunity for customization and personalization to make it your own. With maintenance costs comfortably under $500. 00, this home is a must-see. Additional conveniences include an on-site management office, laundry facilities just a short flight down in the basement, and bike storage. Located in the prime Lower East Side neighborhood, 169 Allen Street is a well-maintained and financially solid HDFC Co-op with income restrictions. The limits are based on 165% of the 2024 NYC Area AMI: 1 Person - $179, 355 2 People - $205, 095 3 People - $230, 670 The J/Z and F metro trains are a few blocks away and Whole Foods, Trader Joe’s and Essex Market are conveniently nearby. The co-op building is also near the vibrant shopping and dining scenes of the East Village, Little Italy, Chinatown, Nolita and Soho. Primary residence is required. Pets are allowed with Board approval. Sublet is allowed after 2 years. Guarantors are not permitted. Gifting is allowed. Co-purchasing is allowed. (both purchasers must meet the income requirement) * Virtually staged images of the living area and bedroom are included.
Features
- Town: New York
- Levels: 6
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Lot Size: 50.000000x88.000000
- Laundry: Common On Floor,Common Area
- Year Built: 1920
- Common Charge: $443 Monthly
- Approx Sq. Feet: 0
- Est. Taxes: $0
- Pet Policy: Building No,Cats OK,Dogs OK
- MLS#: RLS11030337
- Days on Market: 87 days
- Website: https://www.raveis.com
/prop/RLS11030337/169allenstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Compass Phone: (212) 913-9058
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
New York (Lower East Side), NY, 10002
$559,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,200 | $447,200 | $447,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,975 | $2,972 | $3,834 |
| Total Monthly Payment | $3,067 | $3,064 | $3,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535