Presented byMatthew Schoenhardt |
There are still a few more light fixtures to replace , as well as a couple of other details to finish, in order to schedule a tour of this home. This is a two bedroom apartment in the Collinsville section of Canton. . This Victorian home overlooks the Farmington river from High Street very close downtown . It has been freshly repainted, and the floors have been completely refinished also. Walk to LaSalles, Crown & Hammer, Antiques on the Farmington , etc. This home has close access to the walking trail , and swimming, boating, and fishing in the river. This small garden apartment, with its own separate private entrance and front porch, also has a dishwasher, and a newer stackable washer and dryer. It has all oak hardwood floors, a sunken dining room area, stained glass windows in the bathroom, built-in bookcases in one of the bedrooms, and recessed lighting with dimmers. Your yard is private and secluded in the back. There are panoramic views of the river from the apartment, when the leaves come down in the fall. ( Wonderful winter views of the river ) There is a huge granite stone wall, with steps leading down to this apartment ( It cannot be seen from the street with a drive by; it is located in the back of the house ) There is no garage, but there is off street parking. The owner is the listing agent. Solid employment and good credit score required. NO Smoking anywhere on the property at all; inside or outside, and NO pets unfortunately. ( We love pets )
Type | Level |
---|---|
Bedroom 1 | Main |
Living Room | Main |
Primary Bedroom | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,360 | $1,360 | $1,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $9 | $9 | $12 |
Total Monthly Payment | $84 | $84 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
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The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.