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Welcome to this charming 2-bedroom 2-bathroom manufactured home in Winter Haven's most sought-after 55+ community, Garden Grove Oaks! Not only do you OWN YOUR OWN LAND, but the HOA fee is just 60 dollars a month and you have access to the clubhouse, pool and spa, plus you could have an optional secured RV/boat parking. Being a member of this community you can be a part of birthday and anniversary celebrations, dances, water aerobics, shuffleboard, billiards, cards and more! There's something for everyone that you'll find it'll be hard to be bored living here.
Your own Winter Haven retreat offers plenty of room for everything you would need and ease to maintain. The split floor plan allows for separation of rooms and bathrooms and easy access to both kitchen and living room from either side. You will love the sunroom that can be found through the sliding glass doors right off the living room. This room can be utilized as an office, craft room, a 3rd bedroom, or just a place to sit, relax and read a book as the sun brings in natural light to the room. You also have the comfort of being able to do your laundry inside with the washer and dryer being found in its own room right off the kitchen. Outside the home, more storage space can be found plus a single car carport with extra driveway space, so you can easily fit two cars without being in each other's way coming and going.
Don't let the opportunity to live in this great community and charming home pass you by. Schedule your showing today and make it yours
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Our Executive Mortgage Banker:
Our Insurance Division:
$160,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $128,000 | $128,000 | $128,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $841 | $841 | $1,072 |
Total Monthly Payment | $977 | $977 | $1,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.