You won't want to miss this first floor 2 bedroom, 2 bath villa property with 180 degree water views of Boca Ciega Bay. Lots of green space as you look Easterly through a quiet park of live oaks, with enough landmark protections that water intrusion is not a worry. Close enough to feature shore birds, passing pods of dolphins & flying mullet. The community-owned fishing pier for Palma A & B Building is close by - at the end of a short walk through the park. Light streams into the condo from 3 sides, offering a glorious sunrise from the living room & lanai. Equally beautiful sunsets from the Primary bedroom & kitchen. Being sold furnished with a fully equipped kitchen, extra cabinetry & built-in desk. Open living/dining room, over-sized Primary bedroom with ensuite shower bath & walk-in closet. In-unit laundry & linen closet. Guest room overlooks the water with a queen size murphy bed, closet & desk for use as an office. Second full bath with tub/shower. The patio has a storage closet & is newly screened with a door opening to the expansive lawn. Association pool & spa as well as kayak racks are a few steps away, but out of direct view. Guest parking right at entrance door & a coveted covered parking space in a protected corner of the garage. Newly refurbished mailbox lobby can be accessed through the garage. Bike storage also in garage. 2nd level of garage has a Club Room, as well as entrance to a storage locker assigned to #116 & a community laundry room. The Milestone Inspection has been completed. Isla Del Sol Golf Course & Yacht Club located close by with memberships available separately for golf, tennis, pickleball, marina & social. Take a bike ride to Ft DeSoto where there are trails, pristine beaches, campground & fishing piers. Gulf beaches are also close by. A 10 minute drive will take you to Downtown St Petersburg with upscale restaurants, museums & The Pier. Sports fans will enjoy professional baseball, football & hockey teams. Only a 30 minute drive to Tampa Intl Airport. Make an appointment today to see this well cared for condo and soon you'll be living the Island Life!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,994 | $2,552 |
Total Monthly Payment | $2,486 | $2,509 | $3,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.